Lloyds TSB Thoughtless
By: 006.5
Date: 13 Jan 2012 12:53 PM

Recently my 78yo mum wanted to check to see if payments had been paid into her bank, so she phoned up Lloyds TSB to check. As she progressed through the security questions, which were 8 questions, she was asked in what year was the account opened. Now bearing in mind my mums age and the fact the account was opened at some point during the 60s, because she said sometime in the 60s, they told her they could not progress with the call and that a new security number would be sent out to her, for the 4th time. My mum will not use internet banking as she finds the Lloyds TSB site difficult to navigate, so do I. So now she has to go to the nearest branch 5 miles away to find out what was paid into her account during november, all because she never received her december statement. Also because my mum does not know in what year her account was opened and her difficulty in using the Lloyds website.
Now I think we all agree that internet security is paramount for us, but how many of you know in what year you opened your own accounts. I dont know what year I did, but it was in the 70s.
Again taking all this on board, all my mum wanted to know was, if two payments had been made into the account on 2 specific days, she even had the transaction numbers. She did not want to know the balance, did not want to transfer money or do anything with her money. A straight forward yes or no to a simple question and the account would not be in jeopardy.
Because of their actions my mum now wants to transfer to another bank, as she feels badly let down by Lloyds and the stress they have caused her.

crusty
About me: I am 62, retired and have never married. I live in a little cottage in the Yorkshire Dales with my presant cat Sarah.
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By: crustyDate: 13 Jan 2012 2:10 PM

I don't like internet banking either and the telephone questions are murder, so if i want to know anything about my account I always go to the branch. I'm with HSBC and when I opened my account it was the MIdland bank.She might find that most security questions are similar to each other and wouldn't be any better off by changing banks.It might be a case of better the devil you know!!

serena
About me: I am a housewife currently, and my husband and 2 adult sons work full time, so i look after the house and finances.
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By: serenaDate: 13 Jan 2012 3:36 PM

Im with Nationwide and have been for 21 years, i know this as i had to open the account when my son was born for his child benefit. I would highly recommend them to anybody, you can open a normal current account with a visa debit card for £1.00, and their online banking is exceptionally easy, they have just upgraded it recently and i found it wonderful! I even emailed them and told them as i could not believe how easy and straight foreword it was.
My mum is now with Nationwide and loves them, she has been now for about 10 years, she was previously with Natwest and hated them for all the charges and rig moral, as she calls it, she is 74 nearly.
Im sorry your poor mum has had another bug to bear, so many things in life are not fair on the elderly are they? things should have changed for the better years ago, we do live in the 21st century!
Nationwide tend to ask you sensible security questions too like, where was you born, your maiden name, your dads first name ect, depending on your answers when you register with them, and you only get asked about 3, i have never been asked 8!

LizzieAnn
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By: LizzieAnnDate: 13 Jan 2012 4:42 PM

A friend of mine who had an elderly mum who recently died was really nasty to her when she went in to close the account. To my way of thinking, they want to get their acts together in the customer services department. Your poor mum, George, what a shame. I would transfer banks and let them know in no uncertain terms why she has done so! :)

serena
About me: I am a housewife currently, and my husband and 2 adult sons work full time, so i look after the house and finances.
Why I like surveys: I enjoy giving my opinion and earning a little extra to help out with the shopping now and again and it keeps me occupied.
By: serenaDate: 13 Jan 2012 5:08 PM

I agree Lizzie, too many elderly people are not treated with respect by younger people and most banks and financial institutions think highly of the well off in society and tend to brush lower income and pensioners aside. Yes you should perhaps encourage your mum to change accounts George, give another one suitable a ring for her and find out how easy it is and what you have to do about transferring her accounts to them, i have never done this so i would love to hear how you go about it,apparently they just transfer everything over to your new account, direct debits and all, its always made me wonder how easy that really is ? (sorry George, not telling you what to do)

006.5
By: 006.5Date: 13 Jan 2012 6:06 PM

Thanks for all input. Serena I may just get in touch with Nationwide for mum. Thanks for that.

Cinderella
About me: Mother of 2 a boy and a girl. Married and love to holiday with my family.
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By: CinderellaDate: 23 Jan 2012 7:12 AM

I have always had god srvice from NatWest.

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